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I can’t stop the husband from obsessing over same. Had to cash some in after house insurance went to $7800 from $1700 annual when companies abandoned FL. New roof last April, Hurricane Milton dropped a 70’ old oak on it. Had to remove 6 trees total, roof repair took months, massive pile of debris took months to clear, and insurance paid ZILCH. Did reduce insurance a couple thousand with new roof. For a month. Then raised price again as house increased in value? WTF.

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